The Value of a Financial Adviser
There is a lot of information on the internet. In fact, everything you would ever need to know about anything can be found on the internet. There are millions of articles about investing from how to invest to what to invest. So, how do you know what’s right and what’s wrong? Any one can put information on the internet. What happens if the advice you take is wrong? What happens if it’s right? Well, if it’s the right advice, then congratulations on your success; however, if it’s the wrong advice, how are you going to get out of the situation you have put yourself into? You could go back to the internet for answers, but that has already landed you in a bad place. Another route you could take would be to find someone who specializes in helping people reach their financial goals. It seems so simple and mundane an idea yet it could be the difference in your retirement truly being your golden years or working as a greeter just to pay your electric bill because social security is only paying you a couple hundred dollars each month.
The truth is: we all need help at some point in our lives. I’m not an expert on taxes so I use a CPA to do them for me. He explains to me how everything works, and I am able to sleep better at night knowing the IRS isn’t going to bust down my door because I put a zero instead of a one on some form they created and came up $20,000.00 short on my taxes. While the story may be exaggerated, the notion is not: sometimes it is better to pay someone to help you do something with which you are not an expert. Queue the choir singing as a faint golden glow surrounds me as my head slowly turns to make eye contact with you. I smile. You smile. Everything is going to be okay.
A financial adviser is more than just “the money guy” or “my investor”. While I do take pride in those nicknames, it is my job to help you understand why I recommend the things that I do. On the Meyers/Briggs’ personality test I am an INFJ. Two of the main characteristics of an INFJ are helping people to help themselves and taking on the emotions of those around them. What does that mean for my clients and how does it help them? It means that I am going to experience their ups (and possible downs) with them and feel the emotions as they do. It also means that I am going to do everything in my power to not just tell you what to do and skip on to the next task at hand. I will answer any question you may have about investing, insurance, or anything else regarding your financial situation that concerns you.
S.T.J. Advising 